Processing payments for 1500+ merchants
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Our pillars

Process Payments Anywhere

Accept payments online and in person from all major cards and preferred payment methods, including: Visa, Mastercard, American Express, Apple Pay and Google Pay. Our payment gateway ensures scalable and efficient payment processing with volume based pricing.

Automate Split Payments

Easily configure and automate multi-party payment processing with split payment flows. Our purpose-built platform simplifies payouts, ensuring operational efficiency and compliance so that you can automate your payment operations and scale without limiting your full potential.

Monetise your Payments

Turn payment processing from an operating cost into a revenue stream with embedded transaction fees. Our marketplace and platform payment solutions allow you to generate income from every transaction to supercharge growth while enhancing user experiences.

Built-in
KYC/AML

Leverage our advanced regulatory measures to process payments in full compliance with KYC/AML, PSD2 and PCI DSS Level 1. Future-proof your payments and focus on growing your business while our payment platform handles the complexity of evolving regulatory requirements.

Capabilities
Ryft merchant onboarding portal showing automated compliance and approved payment documents.
Onboard Sellers

Frictionless onboarding so that transactions can flow faster

Our intuitive self-service portal streamlines merchant registration with automated compliance checks and built-in verification, ensuring a swift onboarding process that minimises drop-offs and gets sellers transacting faster.

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Ryft payment gateway form showing Apple Pay, Google Pay, and major card options for seamless online payments.
Accept Payments

Transform your business with seamless online transactions

Our payment gateway supports all major cards and digital wallets at checkout, with multi-currency processing for cross-border commerce. Real-time payment status tracking, reporting dashboards, and robust fraud protection mean you can accept online payments with confidence.

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Ryft payment interface showing setup for delayed and recurring payments with flexible schedules.
Delayed & Recurring

Strengthen your platform with flexible payment schedules

Build trust within your ecosystem by setting conditional payment delays while generating compliant revenue from funds in escrow. Our system optimises both one-time and repeat transactions to reduce friction across your payment system.

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Ryft payment platform interface for automating split payments and seller payouts, with captured transaction details displayed.
Split Payments

Scale multi-party payments with Ryft instead of Stripe

Automate split payments, customise commission rates, and process rapid seller payouts. Our system handles complex payment flows at scale, whether you’re splitting by seller, item, or transaction type.

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Ryft transaction monetisation interface displaying platform fees, refunds, and available balances in GBP to illustrate embedded payments revenue.
Transaction Monetisation

Transform payments into profit with embedded finance

Generate revenue from every transaction you process while building brand loyalty with our embedded payments solution. Ryft is the Stripe alternative that gives you native checkout experiences with full visibility on all transactions processed while simplifying your payment operations.

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Unlock the power of payments

Compliance

We handle regulation, so you can focus on growth

Avoid account closures and future proof your compliance.

Ryft is regulated by the Financial Conduct Authority (FCA)

Ryft is compliant with the Revised Payment Services Directive (PSD2)

Ryft is a certified PCI DSS Level 1 Service Provider

Integration

Rapid implementation with dedicated support representatives

Modern SDKs for Web, IOS and Android, with dedicated support for migrating from Stripe.


Get in touch to test and integrate our payments API.

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Ryft payout dashboard showing captured transactions, available balances, and payment settlements for businesses.

Discover Ryft

Fast Implementation

Quickly deploy a scalable online payments API with minimal set-up. Our infrastructure ensures a seamless integration process for enterprises platforms and dedicated support for all.

Scalable Payment Processing

Our industry leading payment solutions are designed to scale, offering robust tools for automating payment flows and handling high transaction volumes with ease.

Enterprise Grade Security

Available security features include real-time fraud detection, SCA compliance, and advanced tokenization systems to protect transactions and platform integrity.

Navigate Regulatory Compliance

As an FCA-regulated payment provider, our payment solutions meet the highest levels of compliance for PSD2, PCI DSS Level 1, and KYC/AML regulations.

Why Ryft is the best Stripe alternative

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  • Dedicated human support 24/7

  • Tailored volume-based pricing

  • Purpose-built technology

  • Frequently asked questions

    Ryft is the leading Stripe alternative for UK marketplaces, offering purpose-built technology for marketplace payments beyond Stripe Connect's self-service model. Ryft provides automated split payments, 24/7 dedicated human support, and FCA regulation for UK businesses. Marketplaces that have switched from Stripe to Ryft have reported remarkable cost savings of up to 70% in fees. Ryft also offers transaction monetisation features that turn payment processing into a revenue stream.

    The best cross-border alternatives offer multi-currency processing with transparent, tailored pricing. Ryft handles international transactions with full PSD2 compliance and automated regulatory management. Unlike Stripe's complex international fee structure, Ryft provides customized pricing that scales with your global growth. With 24/7 dedicated human support and purpose-built marketplace technology, cross-border commerce becomes simple and cost-effective

    Ryft is the leading Stripe alternative for UK marketplaces, offering purpose-built technology for marketplace payments beyond Stripe Connect's self-service model. Ryft provides automated split payments, 24/7 dedicated human support, and FCA regulation for UK businesses. Marketplaces that have switched from Stripe to Ryft have reported remarkable cost savings of up to 70% in fees. Ryft also offers transaction monetization features that turn payment processing into a revenue stream.

    Finding the best Stripe alternative depends on your business requirements and your payment needs. Ryft is a leading Stripe alternative that helps businesses accept payments online and in-person, automate split payments, manage recurring billing, and set up subscriptions. Ryft offers 24/7 dedicated human support and tailored pricing for savings of up to 70% compared to Stripe's rigid pricing.