Use Cases
Omnichannel

Omnichannel payment solutions

Accept and manage payments across every channel, online, in-person, and in-app, from a single compliant platform.

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One platform for every payment channel

Managing separate providers for online and in-person payments creates reconciliation gaps, inconsistent seller experiences, and duplicate compliance obligations. Ryft unifies every channel under one integration, so your payout logic, fee structures, and transaction data are consistent wherever a sale originates.

Online and in-person, unified

Ryft's online payment processing and card terminals connect to a single dashboard. Every transaction follows the same split payment rules and payout schedule.

UK-based support team

Your team gets direct access to Ryft's UK-based support. Dedicated 24/7.

Secure and Compliant Payments

Achieve full PSD2 compliance with our Strong Customer Authentication features.

Centralised transaction reporting

View all transaction data across every channel in one analytics dashboard. Reconcile faster and monitor performance across your entire platform.

Our features

Unified payment processing

  • Online checkout and in-person card terminals connected to a single dashboard

  • Consistent split payment logic applied across every transaction

  • Multi-currency processing across UK and European markets

Conditional payment flows

  • Set customisable release terms for funds in escrow

  • Promote trust among your buyers and sellers

  • Earn interest on escrow accounts

API-first approach

  • RESTful APIs with detailed endpoint descriptions

  • Comprehensive guides

  • Sandbox environment for risk-free testing

Strong customer authentication

  • Support 3D Secure 2.0

  • Prevent fraud and reduce chargebacks

  • Get PSD2 compliant and avoid fines

Implementation

Our API makes embedding
payments into your platform straightforward

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Buyer
Seller
Buyer
Seller
Platform
Buyer
Seller
Platform
1{
2    "amount": 7500,
3    "currency": "GBP",
4    "customerEmail": "example@ryftpay.com",
5    "captureFlow": "Manual",
6    "metadata": {
7        "orderId": "1"
8    }
9}
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1{
2    "amount": 7500,
3    "currency": "GBP",
4    "customerEmail": "example@ryftpay.com",
5    "captureFlow": "Manual",
6    "platformFee": 75,
7    "metadata": {
8        "orderId": "1",
9        "sellerId": "202"
10    }
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1{
2    "amount": 500,
3    "currency": "GBP",
4    "customerEmail": "example@ryftpay.com",
5    "metadata": {
6        "orderId": "1"
7    },
8    "captureFlow": "Manual",
9    "splits": {
10        "items": [
11            {
12                "accountId": "ac_4e27aa25-f306-47ff-a5bb-a2a1660dd9ef",
13                "amount": 200,
14                "fee": {
15                    "amount": 50
16                }
17            },
18            {
19                "accountId": "ac_08df1f57-3ed9-4b10-b1ce-f3d772303611",
20                "amount": 300,
21                "fee": {
22                    "amount": 60
23                }
24            }
25        ]
26    }
27}
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Discover Ryft

Fast Implementation

Configure and deploy your platform's payment system with ease using our infrastructure, designed for quick and seamless integrations.

Built for Growth

Scale effortlessly with a future-ready payment solution. Ryft supports everything from straightforward transactions to intricate multi-party payouts, keeping pace with your platform.

Enterprise Security

Leverage advanced fraud detection, strong customer authentication, and real-time transaction monitoring, allowing you to focus on growing your business with confidence.

Regulatory Compliance

As an Authorized Payment Institution regulated by the Financial Conduct Authority (FCA), Ryft ensures full compliance with critical standards, including PCI DSS Level 1 and PSD2.

Get started with embedded payments

Our payment experts are here to talk through your requirements and set you up for success.

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